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Most often, the first question a prospective employee will ask is about your company’s benefit program. And in my experience, the two most often-asked questions are about health insurance and an employer-sponsored retirement program. Let’s examine the most common employer-sponsored retirement program that exists today – the 401(k) plan. Background 401(k) plans were named for […]
Hiking is more than just a casual walk in the woods. It is a wonderful way to build strength, improve fitness, and cultivate mental health. Research shows that your body performs in very distinct ways while hiking in comparison to going out for, say, a stroll around the neighborhood. Hiking, particularly for retirees, can help […]
Many investors still adhere to the old adage—”sell in May and go away”—while others remain fully invested even as the summer heat waves begin. What goes unsaid is that if your asset allocation accurately reflects your risk tolerance, you won’t need to base your investment decisions on the calendar. Here are three key investing moves […]